Fill out the survey to find plans specially built for your needs.
+100
Years Combined Experience
+200
Financial Professionals
+10,000
Households Served
10 Billion
Insurance In-Force
Frequently Asked Questions
What is long-term care insurance?
Long-term care insurance helps cover the cost of services that aren’t typically included in regular health insurance or Medicare, such as assistance with daily activities (bathing, dressing, eating) or extended care in a nursing home, assisted living facility, or even in your own home.
Why do I need long-term care insurance?
Many people underestimate how expensive long-term care can be. Without coverage, costs can quickly deplete savings and retirement funds. Long-term care insurance provides financial protection and peace of mind for you and your loved ones.
When should I buy long-term care insurance?
It’s generally recommended to consider coverage in your 50s or early 60s. Premiums are lower and you’re more likely to qualify for coverage when you’re in good health.
Does Medicare or regular health insurance cover long-term care?
No. Medicare and traditional health insurance generally only cover short-term, medically necessary care — not ongoing long-term care. That’s where long-term care insurance steps in.
How much does long-term care insurance cost?
Premiums depend on your age, health, gender, coverage amount, and the type of policy you choose. We can provide a personalized quote to fit your budget and needs.